To Our Valued Borrowing Clients:
Pursuant to Republic Act (R.A.) No. 9510 and its Implementing Rules and Regulations (IRR), creating the Credit Information Corporation (CIC), FCB is mandated to submit your basic credit data (as defined in R.A. No. 9510 and its IRR), as well as any regular updates or corrections thereof, to the CIC for consolidation and disclosure as may be authorized by the CIC.
Consequently, your basic credit data may thus be shared with other lenders authorized by the CIC, and other credit reporting agencies duly accredited by the CIC, for the purpose of establishing your creditworthiness.
For more information, please contact any FCB branch.
Whether you want to pay for your child's education, buy a motor vehicle, purchase a new home, or start/expand your business, FCB offers a variety of lines of credit and loans to fit your financial goals.
Motor Vehicle Loans
You can own brand new or secondhand motor vehicles through our motor vehicle loan products.
Features:
- Longer term for a brand new motor vehicle of up to five(5) years
- Term for a second-hand motor vehicle up to two (2) years
- Payment is in equal monthly installments
- Requires chattel mortgage and two (2) solvent co-makers
Benefits:
- Easy payment in equal monthly installments
- Gives you a better option than buying from the dealer by installment
- Reasonable interest rate