Choose any of our Deposit Products that correspond to your daily or future personal and business needs, and will enable you to make the most of your hard-earned money.
Time Deposit
Personal
Regular Time Deposit
You can get higher yield on your investment with a time deposit, which maximizes your earning since income from your investment is paid at maturity.
Features:
  • Only P5,000 minimum amount to open
  • Investment options are from one (1) to seven (7) years
  • Interest is paid at maturity
  • No withholding tax if term is five (5) years or more
  • Covered by PDIC up to P500,000.00/depositor
Benefits:
  • Safe and secure
  • Flexible terms which allow you to plan your investment
  • Get more value from your money
  • Enables you to increase your investment as often as you decide to build up capital
Diamond Time Deposit
FCB offers a low-risk investment with a fixed interest rate that is payable monthly.
Features:
  • Only P10,000 minimum amount to open
  • Investment options are from one (1) year to six (6) years
  • Interest is paid monthly
  • No withholding tax if term is five (5) years or more
  • Covered by PDIC up to P500,000.00/depositor
Benefits:
  • Safe and secure
  • Flexible terms which allow you to plan your investment
  • Get more value from your money
  • Enables you to increase your investment as often as you decide to build up capital
Business
Regular Time Deposit
You can get higher yield on your investment with a time deposit, which maximizes your earning since income from your investment is paid at maturity.
Features:
  • Only P5,000 minimum amount to open
  • Investment options are from one (1) to seven (7) years, but CTDs with term of five (5) to seven (7) years can be issued only to individual depositors
  • Interest is paid at maturity
  • No withholding tax if term is five (5) years or more
  • Covered by PDIC up to P500,000.00/depositor
Benefits:
  • Safe and secure
  • Flexible terms which allow you to plan your investment
  • Get more value from your money
  • Enables you to increase your investment as often as you decide to build up capital
Diamond Time Deposit
FCB offers you a low-risk investment with a fixed interest rate that is payable monthly.
Features:
  • Only P20,000 minimum amount to open
  • Investment options are from one (1) year to six (6) years, but CTDs with term of five (5) to six (6) years can be issued only to individual depositors
  • Interest is paid monthly
  • No withholding tax if term is five (5) years or more
  • Covered by PDIC up to P500,000.00/depositor
Benefits:
  • Safe and secure
  • Flexible terms which allow you to plan your investment
  • Get more value from your money
  • Enables you to increase your investment as often as you decide to build up capital
MEMBER: PDIC. Maximum Deposit Insurance For Each Depositor P500,000